/**
 * 상담디비 - 보험 비교·DB 생성 페이지
 * goodrichmall 스타일 참고, 상담 유도 중심 프리미엄 디자인
 */

:root {
    --idb-primary: #2563eb;
    --idb-primary-dark: #1d4ed8;
    --idb-primary-light: #3b82f6;
    --idb-accent: #f59e0b;
    --idb-success: #10b981;
    --idb-bg: #f1f5f9;
    --idb-card-bg: #ffffff;
    --idb-text: #0f172a;
    --idb-text-muted: #64748b;
    --idb-border: #e2e8f0;
    --idb-radius: 16px;
    --idb-radius-sm: 10px;
    --idb-shadow: 0 2px 8px rgba(0,0,0,.06);
    --idb-shadow-lg: 0 10px 40px rgba(0,0,0,.1);
    --idb-header-height: 70px;
}

@media (max-width: 860px) {
    :root {
        --idb-header-height: 50px;
    }
}

html {
    scroll-padding-top: calc(var(--idb-header-height) + 18px);
}

#idbConsultForm,
#idbForm {
    scroll-margin-top: calc(var(--idb-header-height) + 18px);
}

.idb-main {
    font-family: 'Pretendard', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    background: var(--idb-bg);
    color: var(--idb-text);
    padding: calc(var(--idb-header-height) + 18px) 0 64px;
    min-height: 60vh;
}

.idb-container {
    max-width: 960px;
    margin: 0 auto;
    padding: 0 20px;
}

/* 퀵탭 (goodrichmall 스타일) */
.idb-quick-tabs {
    background: linear-gradient(135deg, #1e3a8a 0%, #2563eb 50%, #3b82f6 100%);
    padding: 14px 0;
    box-shadow: 0 4px 20px rgba(37, 99, 235, .3);
}

.idb-tabs-inner {
    display: flex;
    gap: 12px;
    justify-content: center;
    flex-wrap: wrap;
}

.idb-tab {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 12px 24px;
    background: rgba(255,255,255,.15);
    color: #fff;
    border-radius: var(--idb-radius-sm);
    font-size: 15px;
    font-weight: 600;
    text-decoration: none;
    transition: background .25s, transform .2s;
}

.idb-tab:hover {
    background: rgba(255,255,255,.25);
    color: #fff;
}

.idb-tab.is-active {
    background: #fff;
    color: var(--idb-primary);
}

.idb-tab-consult {
    background: var(--idb-accent);
}

.idb-tab-consult:hover {
    background: #fbbf24;
}

/* 히어로 (그라데이션 배경) */
.idb-hero {
    position: relative;
    padding: 48px 0 56px;
    margin-bottom: 32px;
    overflow: hidden;
}

.idb-hero-bg {
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, #1e40af 0%, #2563eb 30%, #3b82f6 60%, #60a5fa 100%);
    z-index: 0;
}

.idb-hero-bg::after {
    content: '';
    position: absolute;
    inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.06'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    opacity: .8;
}

.idb-hero-shape {
    position: absolute;
    border-radius: 50%;
    background: rgba(255,255,255,.08);
    z-index: 0;
}
.idb-hero-shape-1 { width: 300px; height: 300px; top: -100px; right: -50px; }
.idb-hero-shape-2 { width: 180px; height: 180px; bottom: -40px; left: 10%; }
.idb-hero-shape-3 { width: 120px; height: 120px; top: 50%; right: 15%; }

.idb-hero-content {
    position: relative;
    z-index: 1;
    text-align: center;
}

.idb-hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 13px;
    font-weight: 600;
    color: rgba(255,255,255,.95);
    background: rgba(255,255,255,.2);
    padding: 8px 16px;
    border-radius: 999px;
    margin-bottom: 16px;
    backdrop-filter: blur(8px);
}

.idb-hero-title {
    font-size: clamp(32px, 6vw, 48px);
    font-weight: 900;
    line-height: 1.2;
    margin: 0 0 14px;
    color: #fff;
    letter-spacing: -.03em;
}

.idb-hero-title-line {
    display: block;
}

.idb-hero-title-line.idb-accent {
    color: #fde047;
    text-shadow: 0 2px 12px rgba(253, 224, 71, .4);
}

.idb-hero-desc {
    font-size: 16px;
    line-height: 1.7;
    color: rgba(255,255,255,.9);
    margin: 0 0 28px;
}

.idb-hero-desc strong {
    color: #fde047;
}

/* 히어로 통계 */
.idb-hero-stats {
    display: flex;
    justify-content: center;
    gap: 40px;
    flex-wrap: wrap;
}

.idb-hero-stat {
    text-align: center;
}

.idb-hero-stat-icon {
    font-size: 20px;
    margin-bottom: 6px;
    opacity: .9;
}

.idb-hero-stat-num {
    display: block;
    font-size: 15px;
    font-weight: 700;
    color: #fff;
}

.idb-hero-stat-label {
    font-size: 12px;
    color: rgba(255,255,255,.85);
}

/* 프로세스 플로우 */
.idb-process-flow {
    padding: 36px 0 28px;
    background: #fff;
    border-bottom: 1px solid var(--idb-border);
}

.idb-process-title {
    font-size: 18px;
    font-weight: 700;
    text-align: center;
    margin: 0 0 24px;
    color: var(--idb-text-muted);
}

.idb-process-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
    max-width: 800px;
    margin: 0 auto;
}

.idb-process-item {
    position: relative;
    text-align: center;
    padding: 0 8px;
}

.idb-process-num {
    width: 40px;
    height: 40px;
    margin: 0 auto 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--idb-primary), var(--idb-primary-light));
    color: #fff;
    font-size: 16px;
    font-weight: 800;
    border-radius: 50%;
    box-shadow: 0 4px 12px rgba(37, 99, 235, .35);
}

.idb-process-connector {
    position: absolute;
    top: 20px;
    left: calc(50% + 28px);
    width: calc(100% - 56px);
    height: 2px;
    background: linear-gradient(90deg, var(--idb-primary), var(--idb-border));
}

.idb-process-item h3 {
    font-size: 14px;
    font-weight: 700;
    margin: 0 0 4px;
}

.idb-process-item p {
    font-size: 12px;
    color: var(--idb-text-muted);
    margin: 0;
}

@media (max-width: 640px) {
    .idb-process-grid { grid-template-columns: repeat(2, 1fr); }
    .idb-process-connector { display: none !important; }
}

/* Step 인디케이터 */
.idb-steps {
    margin-bottom: 28px;
}

.idb-step-list {
    display: flex;
    gap: 0;
    list-style: none;
    margin: 0;
    padding: 0;
    background: var(--idb-card-bg);
    border-radius: var(--idb-radius);
    box-shadow: var(--idb-shadow-lg);
    overflow: hidden;
}

.idb-step-item {
    flex: 1;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 18px 14px;
    font-size: 15px;
    font-weight: 600;
    color: var(--idb-text-muted);
}

.idb-step-item.is-active {
    color: var(--idb-primary);
    background: linear-gradient(180deg, rgba(37, 99, 235, .08), rgba(37, 99, 235, .04));
}

.idb-step-num {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 28px;
    height: 28px;
    font-size: 13px;
    background: var(--idb-border);
    color: var(--idb-text-muted);
    border-radius: 50%;
}

.idb-step-item.is-active .idb-step-num {
    background: var(--idb-primary);
    color: #fff;
}

@media (max-width: 480px) {
    .idb-step-label { display: none; }
}

/* 섹션 */
.idb-section {
    background: var(--idb-card-bg);
    border-radius: var(--idb-radius);
    box-shadow: var(--idb-shadow-lg);
    padding: 32px 28px;
    margin-bottom: 28px;
}

.idb-section-head {
    margin-bottom: 28px;
}

.idb-section-head h2 {
    font-size: 22px;
    font-weight: 800;
    margin: 0 0 8px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.idb-section-head h2 i {
    color: var(--idb-primary);
}

.idb-section-head p {
    font-size: 15px;
    color: var(--idb-text-muted);
    margin: 0;
}

/* 보험 카드 (컬러풀) */
.idb-card-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
}

@media (min-width: 600px) {
    .idb-card-grid {
        grid-template-columns: repeat(4, 1fr);
    }
}

.idb-card-wrap {
    position: relative;
    text-decoration: none;
    color: inherit;
}

a.idb-card-wrap:hover .idb-card {
    transform: translateY(-4px);
    box-shadow: var(--idb-shadow-lg);
}

.idb-card-link {
    display: block;
    margin-top: 10px;
    font-size: 13px;
    font-weight: 600;
    color: var(--idb-primary);
    text-decoration: none;
    text-align: center;
    transition: color .2s;
}

.idb-card-link:hover {
    color: var(--idb-primary-dark);
}

.idb-card-link i {
    font-size: 10px;
    margin-left: 4px;
}

.idb-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 24px 16px;
    background: var(--idb-bg);
    border: 2px solid var(--idb-border);
    border-radius: var(--idb-radius);
    cursor: pointer;
    transition: all .3s ease;
}

.idb-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--idb-shadow-lg);
}

.idb-card[aria-pressed="true"] {
    border-color: transparent;
    box-shadow: 0 8px 30px rgba(0,0,0,.12);
}

.idb-card-icon {
    width: 56px;
    height: 56px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    border-radius: 14px;
    margin-bottom: 14px;
}

.idb-icon-car {
    background: linear-gradient(135deg, #3b82f6, #60a5fa);
    color: #fff;
}

.idb-icon-health {
    background: linear-gradient(135deg, #10b981, #34d399);
    color: #fff;
}

.idb-icon-cancer {
    background: linear-gradient(135deg, #f59e0b, #fbbf24);
    color: #fff;
}

.idb-icon-life {
    background: linear-gradient(135deg, #8b5cf6, #a78bfa);
    color: #fff;
}

.idb-card[aria-pressed="true"] .idb-card-icon {
    transform: scale(1.05);
}

.idb-card-title {
    font-size: 16px;
    font-weight: 800;
    margin-bottom: 6px;
}

.idb-card-desc {
    font-size: 13px;
    color: var(--idb-text-muted);
}

/* 폼 */
.idb-form-row {
    margin-bottom: 24px;
}

.idb-form-label {
    display: block;
    font-size: 15px;
    font-weight: 700;
    margin-bottom: 10px;
}

.idb-radio-group {
    display: flex;
    gap: 14px;
}

.idb-radio-wrap {
    cursor: pointer;
}

.idb-radio-wrap input {
    position: absolute;
    opacity: 0;
}

.idb-radio-custom {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 14px 24px;
    background: var(--idb-bg);
    border: 2px solid var(--idb-border);
    border-radius: var(--idb-radius-sm);
    font-size: 15px;
    font-weight: 600;
}

.idb-radio-wrap input:checked + .idb-radio-custom {
    border-color: var(--idb-primary);
    background: rgba(37, 99, 235, .08);
}

.idb-input {
    width: 100%;
    max-width: 300px;
    padding: 14px 18px;
    font-size: 16px;
    border: 2px solid var(--idb-border);
    border-radius: var(--idb-radius-sm);
    transition: border-color .2s;
}

.idb-input:focus {
    outline: none;
    border-color: var(--idb-primary);
}

.idb-form-hint {
    display: block;
    font-size: 13px;
    color: var(--idb-text-muted);
    margin-top: 8px;
}

.idb-form-note {
    font-size: 14px;
    color: var(--idb-text-muted);
    margin: 0;
}

.idb-form-actions {
    display: flex;
    gap: 14px;
    margin-top: 32px;
}

/* 버튼 */
.idb-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 14px 26px;
    font-size: 15px;
    font-weight: 700;
    border-radius: var(--idb-radius-sm);
    border: 2px solid transparent;
    cursor: pointer;
    text-decoration: none;
    transition: all .25s;
}

.idb-btn-primary {
    background: linear-gradient(135deg, var(--idb-primary), var(--idb-primary-light));
    color: #fff;
}

.idb-btn-primary:hover {
    background: linear-gradient(135deg, var(--idb-primary-dark), var(--idb-primary));
    transform: translateY(-1px);
}

.idb-btn-outline {
    background: #fff;
    color: var(--idb-text);
    border-color: var(--idb-border);
}

.idb-btn-outline:hover {
    background: var(--idb-bg);
}

.idb-btn-lg {
    padding: 16px 32px;
}

.idb-btn-cta {
    background: linear-gradient(135deg, #f59e0b, #fbbf24);
    color: #1e293b;
}

.idb-btn-cta:hover {
    background: linear-gradient(135deg, #d97706, #f59e0b);
    color: #fff;
}

/* 결과 섹션 */
.idb-result-summary {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    align-items: center;
    justify-content: space-between;
    padding: 22px 24px;
    background: linear-gradient(135deg, rgba(37, 99, 235, .06), rgba(59, 130, 246, .04));
    border-radius: var(--idb-radius-sm);
    margin-bottom: 24px;
    border: 1px solid rgba(37, 99, 235, .15);
}

.idb-result-type {
    font-size: 18px;
    font-weight: 800;
}

.idb-result-info {
    font-size: 14px;
    color: var(--idb-text-muted);
}

.idb-result-stats {
    display: flex;
    gap: 32px;
}

.idb-stat-value {
    display: block;
    font-size: 26px;
    font-weight: 900;
}

.idb-stat-highlight {
    color: var(--idb-primary);
}

.idb-stat-label {
    font-size: 13px;
    color: var(--idb-text-muted);
}

/* 결과 테이블 */
.idb-result-table-wrap {
    min-height: 220px;
    background: var(--idb-bg);
    border-radius: var(--idb-radius-sm);
    border: 2px dashed var(--idb-border);
    margin-bottom: 32px;
}

.idb-result-placeholder {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    min-height: 220px;
    color: var(--idb-text-muted);
    font-size: 15px;
}

.idb-placeholder-icon {
    font-size: 48px;
    margin-bottom: 16px;
    color: var(--idb-border);
}

.idb-placeholder-note {
    font-size: 13px;
    margin-top: 8px;
}

/* CTA 박스 (강조) */
.idb-cta-box {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 24px;
    padding: 32px;
    background: linear-gradient(135deg, #1e40af 0%, #2563eb 50%, #3b82f6 100%);
    border-radius: var(--idb-radius);
    color: #fff;
    box-shadow: 0 12px 40px rgba(37, 99, 235, .35);
}

.idb-cta-icon {
    font-size: 48px;
    opacity: .9;
}

.idb-cta-content h3 {
    font-size: 20px;
    font-weight: 800;
    margin: 0 0 8px;
}

.idb-cta-content p {
    font-size: 15px;
    opacity: .9;
    margin: 0;
}

.idb-cta-actions {
    display: flex;
    gap: 14px;
    margin-left: auto;
}

.idb-cta-box .idb-btn-outline {
    background: rgba(255,255,255,.2);
    border-color: rgba(255,255,255,.5);
    color: #fff;
}

.idb-cta-box .idb-btn-outline:hover {
    background: rgba(255,255,255,.3);
}

@media (max-width: 640px) {
    .idb-cta-box {
        flex-direction: column;
        text-align: center;
    }
    .idb-cta-actions {
        margin-left: 0;
        flex-direction: column;
    }
}

/* ===== 세분 페이지 ===== */
.idb-subpage { padding-top: 0; }

/* index(보험리모델링): 브레드크럼 없음 → 암보험 등과 동일 상단 간격(브레드크럼 높이) 보정 */
.idb-main.idb-remodeling-main.idb-subpage {
    padding-top: 48px;
}

.idb-breadcrumb {
    padding: 14px 0;
    font-size: 14px;
    color: var(--idb-text-muted);
    border-bottom: 1px solid var(--idb-border);
}

.idb-breadcrumb a {
    color: var(--idb-primary);
    text-decoration: none;
}

.idb-breadcrumb a:hover { text-decoration: underline; }

.idb-breadcrumb i {
    margin: 0 8px;
    font-size: 10px;
    opacity: .6;
}

.idb-sub-hero {
    position: relative;
    padding: 48px 0 56px;
    overflow: hidden;
}

.idb-sub-hero-bg {
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, var(--idb-hero-color, #2563eb) 0%, color-mix(in srgb, var(--idb-hero-color, #2563eb) 80%, white) 100%);
}

.idb-sub-hero-pattern {
    position: absolute;
    inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='40' height='40' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M0 0h40v40H0z' fill='none'/%3E%3Cpath d='M20 0v40M0 20h40' stroke='%23fff' stroke-opacity='.06' stroke-width='.5'/%3E%3C/svg%3E");
}

.idb-sub-hero-glow {
    position: absolute;
    width: 400px;
    height: 400px;
    top: -100px;
    right: -100px;
    background: radial-gradient(circle, rgba(255,255,255,.2) 0%, transparent 70%);
    border-radius: 50%;
}

.idb-hero-with-dashboard {
    position: relative;
    z-index: 1;
    display: flex;
    align-items: flex-start;
    gap: 32px;
}

.idb-hero-with-dashboard .idb-sub-hero-inner {
    flex: 1;
    min-width: 0;
}

.idb-sub-hero-inner {
    position: relative;
    z-index: 1;
    display: flex;
    align-items: center;
    gap: 40px;
    flex-wrap: wrap;
}

/* 히어로 우측 카테고리 대시보드 */
.idb-category-dashboard {
    flex-shrink: 0;
    width: 200px;
    padding: 20px 16px;
    background: transparent;
}

.idb-category-dashboard-header {
    display: flex;
    align-items: baseline;
    gap: 6px;
    margin-bottom: 10px;
}
.idb-category-dashboard-title {
    font-size: 12px;
    font-weight: 700;
    color: rgba(255,255,255,.9);
}
.idb-category-dashboard-current {
    font-size: 13px;
    font-weight: 600;
    color: rgba(255,255,255,.95);
}

.idb-category-dashboard-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.idb-category-dashboard-item {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 8px 0;
    font-size: 13px;
    font-weight: 600;
    color: rgba(255,255,255,.95);
    text-decoration: none;
    border-radius: 8px;
    transition: background .2s, color .2s;
}

.idb-category-dashboard-item:hover {
    background: rgba(255,255,255,.2);
    color: #fff;
}

.idb-category-dashboard-item.is-current {
    color: #000;
    font-weight: 700;
}

.idb-category-dashboard-icon {
    width: 28px;
    height: 28px;
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 12px;
    color: #fff;
    border-radius: 8px;
}

.idb-category-dashboard-name {
    flex: 1;
    min-width: 0;
}

.idb-sub-hero-visual {
    flex-shrink: 0;
}

.idb-sub-hero-icon {
    width: 100px;
    height: 100px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 42px;
    color: #fff;
    border-radius: 24px;
    box-shadow: 0 20px 40px rgba(0,0,0,.2);
}

.idb-sub-hero-content {
    flex: 1;
    min-width: 280px;
}

.idb-sub-hero-badge {
    display: inline-block;
    font-size: 12px;
    font-weight: 600;
    color: rgba(255,255,255,.9);
    background: rgba(255,255,255,.2);
    padding: 6px 12px;
    border-radius: 999px;
    margin-bottom: 12px;
}

.idb-sub-hero-content h1 {
    font-size: clamp(28px, 4vw, 36px);
    font-weight: 900;
    color: #fff;
    margin: 0 0 12px;
}

.idb-sub-hero-content p {
    font-size: 15px;
    line-height: 1.7;
    color: rgba(255,255,255,.95);
    margin: 0 0 20px;
}

.idb-detail-section {
    padding: 48px 0;
}

.idb-detail-title {
    font-size: 22px;
    font-weight: 800;
    margin: 0 0 28px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.idb-detail-title i { color: var(--idb-cat-color, var(--idb-primary)); }

.idb-benefit-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

@media (max-width: 640px) {
    .idb-benefit-grid { grid-template-columns: 1fr; }
}

.idb-benefit-card {
    padding: 28px 24px;
    background: #fff;
    border-radius: var(--idb-radius);
    box-shadow: var(--idb-shadow);
    border: 1px solid var(--idb-border);
    transition: transform .25s, box-shadow .25s;
}

.idb-benefit-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--idb-shadow-lg);
}

.idb-benefit-icon {
    width: 52px;
    height: 52px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    background: linear-gradient(135deg, rgba(37, 99, 235, .1), rgba(59, 130, 246, .05));
    background: color-mix(in srgb, var(--idb-cat-color, var(--idb-primary)) 12%, transparent);
    color: var(--idb-cat-color, var(--idb-primary));
    border-radius: 14px;
    margin-bottom: 16px;
}

.idb-benefit-card h3 {
    font-size: 17px;
    font-weight: 800;
    margin: 0 0 8px;
}

.idb-benefit-card p {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.6;
    margin: 0;
}

.idb-form-section {
    padding: 0 0 48px;
}

.idb-form-card {
    background: #fff;
    border-radius: var(--idb-radius);
    box-shadow: var(--idb-shadow-lg);
    padding: 36px;
    border: 1px solid var(--idb-border);
}

.idb-form-card h2 {
    font-size: 20px;
    font-weight: 800;
    margin: 0 0 24px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.idb-form-card h2 i { color: var(--idb-cat-color, var(--idb-primary)); }

.idb-cta-section {
    padding: 0 0 48px;
}

.idb-cta-sub {
    flex-direction: row;
}

.idb-other-section {
    padding: 36px 0 48px;
    background: var(--idb-bg);
    border-radius: var(--idb-radius);
}

.idb-other-section h2 {
    font-size: 18px;
    font-weight: 700;
    text-align: center;
    margin: 0 0 24px;
}

.idb-other-grid {
    display: flex;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
}

.idb-other-card {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 14px 24px;
    background: #fff;
    border: 2px solid var(--idb-border);
    border-radius: var(--idb-radius-sm);
    font-size: 15px;
    font-weight: 600;
    color: var(--idb-text);
    text-decoration: none;
    transition: all .25s;
}

.idb-other-card:hover {
    border-color: var(--idb-primary);
    color: var(--idb-primary);
}

.idb-other-card i {
    font-size: 18px;
}

/* ===== 보험 자료 가이드 섹션 ===== */
.idb-guide-section {
    padding: 48px 0;
    background: var(--idb-bg);
}

.idb-guide-block {
    background: #fff;
    border-radius: var(--idb-radius);
    box-shadow: var(--idb-shadow);
    padding: 32px 28px;
    margin-bottom: 28px;
    border: 1px solid var(--idb-border);
}

.idb-guide-block:last-child {
    margin-bottom: 0;
}

.idb-guide-block h3 {
    font-size: 18px;
    font-weight: 800;
    margin: 0 0 20px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.idb-guide-block h3 i {
    color: var(--idb-cat-color, var(--idb-primary));
}

.idb-guide-block h4 {
    font-size: 15px;
    font-weight: 700;
    margin: 18px 0 10px;
    color: var(--idb-text);
}

.idb-guide-note {
    margin: 14px 0 0;
    padding: 12px 16px;
    background: rgba(37, 99, 235, 0.06);
    background: color-mix(in srgb, var(--idb-cat-color, var(--idb-primary)) 6%, transparent);
    border-left: 4px solid var(--idb-cat-color, var(--idb-primary));
    border-radius: 0 var(--idb-radius-sm) var(--idb-radius-sm) 0;
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.6;
}

.idb-guide-subtitle {
    font-size: 16px;
    font-weight: 700;
    margin: 24px 0 12px;
    color: var(--idb-text);
}

.idb-guide-subtitle:first-of-type {
    margin-top: 0;
}

.idb-guide-lead {
    font-size: 15px;
    line-height: 1.7;
    color: var(--idb-text-muted);
    margin: 0 0 20px;
}

.idb-guide-p {
    font-size: 15px;
    line-height: 1.7;
    color: var(--idb-text-muted);
    margin: 0 0 12px;
}

.idb-price-example {
    padding: 20px;
    background: linear-gradient(135deg, rgba(31, 107, 82, .06), rgba(45, 138, 110, .03));
    border: 1px solid var(--idb-border);
    border-radius: var(--idb-radius-sm);
    margin: 12px 0 20px;
}

.idb-price-desc {
    font-size: 14px;
    font-weight: 600;
    margin: 0 0 12px;
}

.idb-price-example ul {
    margin: 0 0 16px;
    padding-left: 20px;
}

.idb-price-example li {
    font-size: 14px;
    color: var(--idb-text-muted);
    margin-bottom: 4px;
}

.idb-price-table {
    max-width: 320px;
    margin-bottom: 12px;
}

.idb-price-note {
    font-size: 13px;
    color: var(--idb-text-muted);
    margin: 0;
}

/* 보험사별 특징 카드 (암보험) */
.idb-company-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 14px;
    margin: 16px 0 20px;
}

@media (min-width: 600px) {
    .idb-company-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

.idb-company-card {
    padding: 18px 20px;
    background: linear-gradient(135deg, rgba(37, 99, 235, .04), rgba(59, 130, 246, .02));
    border: 1px solid var(--idb-border);
    border-radius: var(--idb-radius-sm);
}

.idb-company-label {
    display: inline-block;
    font-size: 12px;
    font-weight: 700;
    color: var(--idb-cat-color, var(--idb-primary));
    background: rgba(37, 99, 235, .12);
    background: color-mix(in srgb, var(--idb-cat-color, var(--idb-primary)) 12%, transparent);
    padding: 4px 10px;
    border-radius: 6px;
    margin-bottom: 10px;
}

.idb-company-card h4 {
    font-size: 15px;
    font-weight: 700;
    margin: 0 0 8px;
}

.idb-company-card p {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.6;
    margin: 0;
}

.idb-cancer-cta {
    margin-top: 24px;
    padding: 20px 24px;
    background: linear-gradient(135deg, rgba(31, 107, 82, .08), rgba(45, 138, 110, .04));
    border: 1px solid rgba(31, 107, 82, .2);
    border-radius: var(--idb-radius-sm);
}

.idb-cancer-cta p {
    font-size: 15px;
    line-height: 1.7;
    color: var(--idb-text);
    margin: 0 0 16px;
}

.idb-cancer-cta .idb-btn {
    display: inline-flex;
}

.idb-guide-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.idb-guide-list li {
    position: relative;
    padding: 12px 0 12px 28px;
    font-size: 15px;
    line-height: 1.65;
    color: var(--idb-text);
    border-bottom: 1px solid var(--idb-border);
}

.idb-guide-list li:last-child {
    border-bottom: none;
}

.idb-guide-list li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 18px;
    width: 8px;
    height: 8px;
    background: var(--idb-cat-color, var(--idb-primary));
    border-radius: 50%;
}

.idb-guide-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 14px;
}

.idb-guide-table th,
.idb-guide-table td {
    padding: 14px 16px;
    text-align: left;
    border: 1px solid var(--idb-border);
}

.idb-guide-table th {
    background: linear-gradient(135deg, rgba(37, 99, 235, .08), rgba(59, 130, 246, .04));
    background: color-mix(in srgb, var(--idb-cat-color, var(--idb-primary)) 10%, transparent);
    font-weight: 700;
}

.idb-guide-table td {
    color: var(--idb-text-muted);
}

.idb-faq-list {
    margin: 0;
    padding: 0;
    list-style: none;
}

.idb-faq-item {
    border: 1px solid var(--idb-border);
    border-radius: var(--idb-radius-sm);
    margin-bottom: 12px;
    overflow: hidden;
}

.idb-faq-item:last-child {
    margin-bottom: 0;
}

.idb-faq-q {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 18px 20px;
    font-size: 15px;
    font-weight: 700;
    cursor: pointer;
    background: #fff;
    transition: background .2s;
}

.idb-faq-q:hover {
    background: var(--idb-bg);
}

.idb-faq-q i {
    color: var(--idb-cat-color, var(--idb-primary));
    font-size: 14px;
}

.idb-faq-a {
    padding: 0 20px 18px 46px;
    font-size: 14px;
    line-height: 1.7;
    color: var(--idb-text-muted);
}

.idb-faq-a p {
    margin: 0 0 8px;
}

.idb-faq-a p:last-child {
    margin-bottom: 0;
}

@media (max-width: 640px) {
    .idb-guide-table { font-size: 13px; }
    .idb-guide-table th,
    .idb-guide-table td { padding: 10px 12px; }
}

/* 순환계질환치료비 - 보장 질병 그리드 */
.idb-circulatory-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 20px;
    margin: 20px 0;
}

@media (min-width: 640px) {
    .idb-circulatory-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

.idb-circulatory-col {
    padding: 20px;
    background: linear-gradient(135deg, rgba(239, 68, 68, .04), rgba(248, 113, 113, .02));
    border: 1px solid var(--idb-border);
    border-radius: var(--idb-radius-sm);
}

.idb-circulatory-col h4 {
    font-size: 15px;
    font-weight: 700;
    margin: 0 0 12px;
    color: #ef4444;
}

.idb-circulatory-col ul {
    margin: 0;
    padding-left: 18px;
}

.idb-circulatory-col li {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.6;
    margin-bottom: 6px;
}

/* 보장 예시 카드 */
.idb-example-cards {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.idb-example-card {
    padding: 20px 24px;
    background: #fff;
    border: 1px solid var(--idb-border);
    border-radius: var(--idb-radius-sm);
}

.idb-example-card h4 {
    font-size: 15px;
    font-weight: 700;
    margin: 0 0 8px;
}

.idb-example-card p {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.65;
    margin: 0 0 8px;
}

.idb-example-card p:last-child {
    margin-bottom: 0;
}

.idb-example-result {
    font-weight: 600;
    color: var(--idb-text);
}

/* 수술비보험 - 질병수술비 종류 카드 */
.idb-surgery-type-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 20px;
    margin: 20px 0;
}

@media (min-width: 768px) {
    .idb-surgery-type-grid {
        grid-template-columns: repeat(3, 1fr);
    }

}

.idb-surgery-type-card {
    padding: 22px 24px;
    background: #fff;
    border: 1px solid var(--idb-border);
    border-radius: var(--idb-radius);
    box-shadow: var(--idb-shadow);
}

.idb-surgery-type-label {
    display: inline-block;
    font-size: 12px;
    font-weight: 700;
    color: #3b82f6;
    background: rgba(59, 130, 246, .1);
    padding: 4px 10px;
    border-radius: 6px;
    margin-bottom: 12px;
}

.idb-surgery-type-card h3 {
    font-size: 16px;
    font-weight: 800;
    margin: 0 0 10px;
}

.idb-surgery-type-card p {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.65;
    margin: 0 0 10px;
}

.idb-surgery-type-card p:last-child {
    margin-bottom: 0;
}

/* 부모님보험 - 준비 순서 */
.idb-parents-order {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.idb-parents-step {
    display: flex;
    align-items: flex-start;
    gap: 20px;
    padding: 22px 24px;
    background: #fff;
    border: 1px solid var(--idb-border);
    border-radius: var(--idb-radius);
    box-shadow: var(--idb-shadow);
}

.idb-parents-num {
    flex-shrink: 0;
    width: 44px;
    height: 44px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, #6366f1, #818cf8);
    color: #fff;
    font-size: 18px;
    font-weight: 800;
    border-radius: 12px;
}

.idb-parents-step h3 {
    font-size: 16px;
    font-weight: 800;
    margin: 0 0 8px;
}

.idb-parents-step p {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.65;
    margin: 0;
}

@media (max-width: 480px) {
    .idb-parents-step {
        flex-direction: column;
        gap: 14px;
        padding: 18px 20px;
    }
}

/* ===== 암보험 상담 신청 폼 ===== */
.idb-consult-form-card {
    background: #fff;
    border-radius: var(--idb-radius);
    box-shadow: var(--idb-shadow-lg);
    padding: 36px 32px;
    border: 1px solid var(--idb-border);
}

.idb-consult-form-card h2 {
    font-size: 20px;
    font-weight: 800;
    margin: 0 0 8px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.idb-consult-form-card h2 i {
    color: var(--idb-cat-color, var(--idb-primary));
}

.idb-consult-desc {
    font-size: 14px;
    color: var(--idb-text-muted);
    margin: 0 0 28px;
    line-height: 1.6;
}

.idb-consult-form label {
    display: block;
}

.idb-consult-form label > span {
    display: block;
    font-size: 14px;
    font-weight: 700;
    margin-bottom: 8px;
}

.idb-consult-form input[type="text"],
.idb-consult-form input[type="tel"],
.idb-consult-form select,
.idb-consult-form textarea {
    width: 100%;
    padding: 14px 16px;
    font-size: 15px;
    font-family: 'Pretendard', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    border: 2px solid var(--idb-border);
    border-radius: var(--idb-radius-sm);
    transition: border-color .2s;
}

.idb-consult-form input::placeholder,
.idb-consult-form textarea::placeholder {
    font-family: 'Pretendard', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    color: var(--idb-text-muted);
}

.idb-consult-form input:focus,
.idb-consult-form select:focus,
.idb-consult-form textarea:focus {
    outline: none;
    border-color: var(--idb-primary);
}

.idb-consult-row {
    margin-bottom: 22px;
}

.idb-consult-two-col {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.idb-choice-grid {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}

.idb-choice-grid-2 {
    gap: 14px;
}

.idb-choice-btn {
    min-height: 48px;
    padding: 0 20px;
    border-radius: 999px;
    border: 2px solid var(--idb-border);
    background: #fff;
    color: var(--idb-text);
    font-size: 15px;
    font-weight: 700;
    cursor: pointer;
    transition: all .2s;
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.idb-choice-btn:hover {
    border-color: var(--idb-primary);
    background: rgba(37, 99, 235, .06);
}

.idb-choice-btn.active {
    border-color: var(--idb-primary);
    background: rgba(37, 99, 235, .1);
    color: var(--idb-primary);
}

.idb-kakao-row {
    margin-top: -8px;
}

.idb-consent-check {
    display: flex;
    align-items: center;
    gap: 10px;
    cursor: pointer;
}

.idb-consent-check input {
    flex-shrink: 0;
    margin: 0;
}

.idb-consent-check .idb-consent-text,
.idb-consent-check span {
    font-size: 14px;
    font-weight: 600;
}

.idb-consent-links {
    margin-top: 8px;
}

.idb-consent-link-btn {
    background: none;
    border: 0;
    padding: 0;
    font-size: 13px;
    color: var(--idb-primary);
    text-decoration: underline;
    cursor: pointer;
}

.idb-consent-link-btn:hover {
    color: var(--idb-primary-dark);
}

.idb-consent-note {
    font-size: 13px;
    color: var(--idb-text-muted);
    margin: 10px 0 0;
}

.idb-consult-actions {
    margin-top: 28px;
}

.idb-form-status {
    font-size: 14px;
    margin-top: 12px;
}

.idb-form-status.is-success {
    color: var(--idb-primary);
    font-weight: 600;
}

.idb-form-status.is-error {
    color: #dc2626;
    font-weight: 600;
}

@media (max-width: 640px) {
    .idb-consult-two-col {
        grid-template-columns: 1fr;
    }
    .idb-choice-btn {
        flex: 1;
        min-width: 0;
        justify-content: center;
    }
}

/* ===== 보험리모델링 메인 ===== */
.idb-hero-remodeling .idb-sub-hero-bg {
    background: linear-gradient(135deg, #1f6b52 0%, #2d8a6e 50%, #3a9d7a 100%);
}

.idb-hero-note {
    font-size: 14px;
    color: rgba(255,255,255,.9);
    margin: 12px 0 20px;
}

.idb-remodeling-section {
    padding: 48px 0;
    background: var(--idb-bg);
}

.idb-section-title {
    font-size: 22px;
    font-weight: 800;
    margin: 0 0 28px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.idb-section-title i {
    color: var(--idb-cat-color, var(--idb-primary));
}

.idb-reason-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
}

@media (min-width: 768px) {
    .idb-reason-grid {
        grid-template-columns: repeat(4, 1fr);
    }
}

.idb-reason-card {
    background: #fff;
    border-radius: var(--idb-radius);
    padding: 24px 20px;
    border: 1px solid var(--idb-border);
    box-shadow: var(--idb-shadow);
}

.idb-reason-icon {
    width: 48px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    background: linear-gradient(135deg, rgba(31, 107, 82, .12), rgba(45, 138, 110, .08));
    color: #1f6b52;
    border-radius: 12px;
    margin-bottom: 14px;
}

.idb-reason-card h3 {
    font-size: 16px;
    font-weight: 800;
    margin: 0 0 8px;
}

.idb-reason-card p {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.6;
    margin: 0;
}

/* 리모델링을 다시 보게 된 계기 (후기 섹션) */
.idb-review-lead {
    font-size: 15px;
    color: var(--idb-text-muted);
    line-height: 1.7;
    margin: 0 0 24px;
}

.idb-review-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 16px;
}

@media (min-width: 640px) {
    .idb-review-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

.idb-review-card {
    padding: 22px 24px;
    background: #fff;
    border-radius: var(--idb-radius);
    border: 1px solid var(--idb-border);
    box-shadow: var(--idb-shadow);
}

.idb-review-card h3 {
    font-size: 16px;
    font-weight: 800;
    margin: 0 0 10px;
    color: #1f6b52;
}

.idb-review-card p {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.65;
    margin: 0;
}

/* 많은 사람들이 헷갈리는 부분 */
.idb-confusion-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 16px;
}

@media (min-width: 640px) {
    .idb-confusion-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

.idb-confusion-card {
    padding: 22px 24px;
    background: #fff;
    border-radius: var(--idb-radius);
    border: 1px solid var(--idb-border);
    border-left: 4px solid var(--idb-cat-color, var(--idb-primary));
}

.idb-confusion-card h3 {
    font-size: 15px;
    font-weight: 700;
    margin: 0 0 10px;
}

.idb-confusion-card p {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.65;
    margin: 0;
}

/* 보험점검 5가지 셀프체크 */
.idb-selfcheck-lead {
    font-size: 15px;
    color: var(--idb-text-muted);
    line-height: 1.7;
    margin: 0 0 28px;
}

.idb-selfcheck-list {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.idb-selfcheck-item {
    display: flex;
    align-items: flex-start;
    gap: 20px;
    padding: 22px 24px;
    background: #fff;
    border-radius: var(--idb-radius);
    border: 1px solid var(--idb-border);
    box-shadow: var(--idb-shadow);
}

.idb-selfcheck-item > .idb-selfcheck-num {
    flex-shrink: 0;
    width: 44px;
    height: 44px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, #1f6b52, #2d8a6e);
    color: #fff;
    font-size: 14px;
    font-weight: 800;
    border-radius: 12px;
    line-height: 1;
}

.idb-selfcheck-item h3 {
    font-size: 16px;
    font-weight: 800;
    margin: 0 0 8px;
}

.idb-selfcheck-item p {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.65;
    margin: 0;
}

.idb-selfcheck-subtitle {
    font-size: 18px;
    font-weight: 700;
    margin: 36px 0 16px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.idb-selfcheck-subtitle i {
    color: #1f6b52;
}

.idb-remodeling-case {
    padding: 22px 24px;
    background: linear-gradient(135deg, rgba(31, 107, 82, .06), rgba(45, 138, 110, .03));
    border: 1px solid rgba(31, 107, 82, .2);
    border-radius: var(--idb-radius-sm);
}

.idb-remodeling-case p {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.7;
    margin: 0 0 12px;
}

.idb-remodeling-case p:last-of-type {
    margin-bottom: 0;
}

.idb-remodeling-case ul {
    margin: 0 0 16px;
    padding-left: 20px;
}

.idb-remodeling-case li {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.65;
    margin-bottom: 6px;
}

.idb-remodeling-case-note {
    margin-top: 16px;
    margin-bottom: 0;
    padding-top: 16px;
    border-top: 1px solid var(--idb-border);
    font-size: 14px;
}

.idb-selfcheck-summary {
    margin-top: 28px;
    padding: 22px 24px;
    background: #fff;
    border-radius: var(--idb-radius);
    border: 1px solid var(--idb-border);
}

.idb-selfcheck-summary p {
    font-size: 15px;
    color: var(--idb-text);
    line-height: 1.7;
    margin: 0 0 12px;
}

.idb-selfcheck-summary ul {
    margin: 0 0 12px;
    padding-left: 20px;
}

.idb-selfcheck-summary li {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.65;
    margin-bottom: 4px;
}

.idb-selfcheck-summary p:last-child {
    margin-bottom: 0;
}

@media (max-width: 480px) {
    .idb-selfcheck-item {
        flex-direction: column;
        gap: 14px;
        padding: 18px 20px;
    }
}

/* 상담 진행 방식 */
.idb-remodeling-process {
    padding-top: 0;
}

.idb-remodeling-process .idb-section-title {
    margin-bottom: 24px;
}

.idb-remodeling-process .idb-section-title i {
    color: #1f6b52;
}

.idb-process-intro {
    font-size: 15px;
    color: var(--idb-text-muted);
    margin: -8px 0 24px;
    line-height: 1.6;
}

.idb-process-list {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.idb-process-item {
    display: flex;
    align-items: flex-start;
    gap: 20px;
    padding: 24px 26px;
    background: #fff;
    border-radius: var(--idb-radius);
    border: 1px solid var(--idb-border);
    box-shadow: var(--idb-shadow);
    text-align: left;
}

.idb-process-item > .idb-process-num {
    flex-shrink: 0;
    width: 48px;
    height: 48px;
    margin: 0;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, #1f6b52, #2d8a6e);
    color: #fff;
    font-size: 15px;
    font-weight: 800;
    border-radius: 12px;
    line-height: 1;
}

.idb-process-item > div {
    flex: 1;
    min-width: 0;
    text-align: left;
}

.idb-process-item h3 {
    font-size: 16px;
    font-weight: 800;
    margin: 0 0 8px;
    line-height: 1.3;
}

.idb-process-desc {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.6;
    margin: 0 0 12px;
}

.idb-process-detail {
    margin: 0;
    padding: 0 0 0 18px;
    list-style: none;
    text-align: left;
}

.idb-process-detail li {
    position: relative;
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.65;
    margin-bottom: 6px;
}

.idb-process-detail li:last-child {
    margin-bottom: 0;
}

.idb-process-detail li::before {
    content: "·";
    position: absolute;
    left: -14px;
    color: #1f6b52;
    font-weight: 700;
}

.idb-process-item p {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.65;
    margin: 0;
}

@media (max-width: 480px) {
    .idb-process-item {
        flex-direction: column;
        align-items: flex-start;
        gap: 14px;
        padding: 20px 18px;
    }
    .idb-process-item > .idb-process-num {
        width: 44px;
        height: 44px;
        font-size: 14px;
    }
    .idb-process-detail {
        padding-left: 16px;
    }
}

.idb-caution-grid {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.idb-caution-card {
    padding: 22px 24px;
    background: #fff;
    border-radius: var(--idb-radius);
    border: 1px solid var(--idb-border);
    border-left: 4px solid #1f6b52;
}

.idb-caution-card strong {
    display: block;
    font-size: 15px;
    color: #1f6b52;
    margin-bottom: 10px;
}

.idb-caution-card p {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.7;
    margin: 0;
}

.idb-faq-simple-list {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.idb-faq-simple-item {
    padding: 20px 24px;
    background: #fff;
    border-radius: var(--idb-radius);
    border: 1px solid var(--idb-border);
}

.idb-faq-simple-item h4 {
    font-size: 15px;
    font-weight: 700;
    margin: 0 0 10px;
}

.idb-faq-simple-item p {
    font-size: 14px;
    color: var(--idb-text-muted);
    line-height: 1.65;
    margin: 0;
}

.idb-category-section {
    padding: 48px 0 64px;
}

.idb-category-desc {
    font-size: 15px;
    color: var(--idb-text-muted);
    margin: -16px 0 28px;
}

.idb-category-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
}

@media (min-width: 640px) {
    .idb-category-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

@media (min-width: 900px) {
    .idb-category-grid {
        grid-template-columns: repeat(4, 1fr);
    }
}

.idb-category-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
    padding: 16px 14px;
    background: #fff;
    border: 2px solid var(--idb-border);
    border-radius: var(--idb-radius);
    text-decoration: none;
    color: var(--idb-text);
    font-weight: 700;
    font-size: 14px;
    transition: all .25s;
    text-align: center;
}

.idb-category-card:hover {
    border-color: var(--cat-color, var(--idb-primary));
    background: rgba(37, 99, 235, .04);
    color: var(--cat-color, var(--idb-primary));
}

.idb-category-card.is-current {
    border-color: var(--cat-color, var(--idb-primary));
    border-width: 2px;
    background: rgba(37, 99, 235, .08);
    color: var(--cat-color, var(--idb-primary));
    box-shadow: 0 0 0 2px rgba(37, 99, 235, .15);
}

.idb-category-card.is-current:hover {
    background: rgba(37, 99, 235, .1);
}

.idb-category-icon {
    width: 40px;
    height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    color: #fff;
    border-radius: 10px;
    flex-shrink: 0;
}

.idb-category-name {
    line-height: 1.3;
}

.idb-category-arrow {
    display: none;
}

/* ===== 개인정보 처리지침 모달 ===== */
.idb-privacy-modal {
    position: fixed;
    inset: 0;
    z-index: 120;
    display: none;
    align-items: center;
    justify-content: center;
    padding: 20px;
}

.idb-privacy-modal.is-open {
    display: flex;
}

.idb-privacy-modal-backdrop {
    position: absolute;
    inset: 0;
    background: rgba(15, 23, 42, 0.5);
}

.idb-privacy-modal-dialog {
    position: relative;
    width: min(680px, calc(100vw - 32px));
    max-height: min(86vh, 820px);
    overflow: auto;
    border-radius: var(--idb-radius);
    background: var(--idb-card-bg);
    border: 1px solid var(--idb-border);
    box-shadow: var(--idb-shadow-lg);
    padding: 28px 28px 24px;
}

.idb-privacy-modal-close {
    position: absolute;
    top: 14px;
    right: 14px;
    width: 40px;
    height: 40px;
    border-radius: 999px;
    border: 0;
    background: rgba(37, 99, 235, 0.1);
    color: var(--idb-primary);
    font-size: 1.5rem;
    cursor: pointer;
}

.idb-privacy-modal-header {
    display: grid;
    gap: 8px;
    margin-bottom: 18px;
    padding-right: 44px;
}

.idb-privacy-modal-kicker {
    margin: 0;
    font-size: 0.78rem;
    font-weight: 800;
    letter-spacing: 0.1em;
    color: var(--idb-primary);
}

.idb-privacy-modal-header h3 {
    margin: 0;
    font-size: clamp(1.2rem, 2vw, 1.5rem);
    color: var(--idb-text);
    line-height: 1.4;
}

.idb-privacy-modal-body {
    display: grid;
    gap: 18px;
}

.idb-privacy-notice-box {
    display: grid;
    gap: 10px;
    padding: 16px 18px;
    border-radius: var(--idb-radius-sm);
    background: rgba(37, 99, 235, 0.06);
    color: var(--idb-text-muted);
    line-height: 1.75;
}

.idb-privacy-notice-box p,
.idb-privacy-policy-confirm {
    margin: 0;
}

.idb-privacy-policy-list {
    display: grid;
    gap: 12px;
    margin: 0;
}

.idb-privacy-policy-list div {
    display: grid;
    gap: 6px;
    padding: 14px 16px;
    border-radius: var(--idb-radius-sm);
    background: var(--idb-bg);
    border: 1px solid var(--idb-border);
}

.idb-privacy-policy-list dt {
    font-weight: 700;
    color: var(--idb-text);
}

.idb-privacy-policy-list dd {
    margin: 0;
    color: var(--idb-text-muted);
    line-height: 1.7;
}

.idb-privacy-policy-confirm {
    font-weight: 700;
    color: var(--idb-text);
}

.idb-privacy-modal-footer {
    display: flex;
    justify-content: flex-end;
    margin-top: 20px;
}

body.idb-modal-open {
    overflow: hidden;
}

/* ===== 준법감시인 확인필 (insurance_consultation 디자인 참고) ===== */
.idb-compliance-note {
    margin-top: 48px;
    padding: 0 0 24px;
}

.idb-compliance-box {
    margin-top: 22px;
    padding: 18px 20px;
    border-radius: 20px;
    background: rgba(37, 99, 235, 0.08);
    background: color-mix(in srgb, var(--idb-cat-color, var(--idb-primary)) 10%, transparent);
    border: 1px solid rgba(37, 99, 235, 0.2);
    border-color: color-mix(in srgb, var(--idb-cat-color, var(--idb-primary)) 35%, transparent);
    display: grid;
    gap: 8px;
    color: var(--idb-text-muted);
    line-height: 1.7;
    font-size: 0.94rem;
}

.idb-compliance-box p {
    margin: 0;
}

.idb-compliance-list {
    margin-top: 4px;
}

.idb-compliance-list p {
    margin: 0 0 6px;
}

.idb-compliance-list p:last-child {
    margin-bottom: 0;
}

.idb-compliance-code {
    font-weight: 800;
    color: var(--idb-cat-color, var(--idb-primary));
}

@media (max-width: 860px) {
    .idb-compliance-box {
        margin-top: 18px;
        padding: 16px;
        font-size: 0.9rem;
    }
}

@media (max-width: 640px) {
    .idb-compliance-box {
        margin-top: 16px;
        padding: 14px;
        font-size: 0.84rem;
        line-height: 1.65;
    }
}

@media (max-width: 640px) {
    .idb-privacy-modal {
        padding: 12px;
    }
    .idb-privacy-modal-dialog {
        width: min(100vw - 24px, 680px);
        max-height: calc(100vh - 24px);
        padding: 22px 18px 18px;
    }
}

/* 모바일: 히어로 영역 왼쪽 정렬, 공간 활용 */
@media (max-width: 768px) {
    .idb-main .idb-container {
        padding-left: 10px;
        padding-right: 10px;
    }
    .idb-main {
        padding-top: var(--idb-header-height);
    }
    .idb-hero {
        padding: 32px 0 40px;
    }
    .idb-hero-content {
        text-align: left;
    }
    .idb-hero-badge {
        display: inline-flex;
    }
    .idb-hero-title {
        text-align: left;
    }
    .idb-hero-desc {
        text-align: left;
    }
    .idb-hero-desc br {
        display: block;
    }
    .idb-hero-note {
        text-align: left;
    }
    .idb-hero-content .idb-btn {
        align-self: flex-start;
    }
    /* 브레드크럼 모바일: 숨김 */
    .idb-breadcrumb {
        display: none;
    }
    /* 세부페이지(idb-sub-hero) 모바일 */
    .idb-hero-with-dashboard {
        flex-direction: column;
    }
    .idb-sub-hero-visual {
        display: none;
    }
    .idb-category-dashboard {
        display: block;
        order: -1;
        width: 100%;
        margin-bottom: 12px;
        padding: 0;
    }
    .idb-category-dashboard-header {
        display: inline-flex;
        align-items: center;
        gap: 6px;
        padding: 8px 14px;
        margin-bottom: 8px;
        background: rgba(255,255,255,.2);
        border-radius: 20px;
        border: 1px solid rgba(255,255,255,.25);
    }
    .idb-category-dashboard-title {
        font-size: 14px;
    }
    .idb-category-dashboard-current {
        font-size: 14px;
    }
    .idb-category-dashboard-scroll {
        overflow-x: auto;
        overflow-y: hidden;
        -webkit-overflow-scrolling: touch;
        overscroll-behavior-x: contain;
        margin: 0 -20px;
        padding: 4px 20px 0;
        background: transparent;
        scrollbar-width: none;
        -ms-overflow-style: none;
    }
    .idb-category-dashboard-scroll::-webkit-scrollbar {
        display: none;
    }
    .idb-category-dashboard-list {
        display: flex;
        flex-wrap: nowrap;
        gap: 8px;
        width: max-content;
    }
    .idb-category-dashboard-item {
        flex-shrink: 0;
        padding: 6px 12px;
        font-size: 12px;
    }
    .idb-category-dashboard-icon {
        width: 22px;
        height: 22px;
        font-size: 10px;
    }
    .idb-sub-hero {
        padding: 15px 0 40px;
    }
    .idb-sub-hero-inner {
        flex-direction: column;
        gap: 24px;
        text-align: left;
    }
    .idb-sub-hero-icon {
        width: 72px;
        height: 72px;
        font-size: 32px;
    }
    .idb-sub-hero-content {
        text-align: left;
    }
    .idb-sub-hero-content h1 {
        text-align: left;
    }
    .idb-sub-hero-content p {
        text-align: left;
    }
    .idb-sub-hero-content .idb-btn {
        align-self: flex-start;
    }
    /* 가이드 블록·상담 폼 모바일 패딩 */
    .idb-guide-block {
        padding: 24px 15px;
    }
    .idb-consult-form-card {
        padding: 25px;
    }
    /* 모바일 하단 상담신청 바: 페이지 내 폼 숨김, 하단바만 표시 */
    .idb-cta-section {
        display: none;
    }
    .idb-main {
        padding-bottom: 76px;
    }
}

/* 모바일 하단 상담신청 바 + 슬라이드업 드로어 (768px 이하에서만 표시) */
.idb-mobile-consult-wrap {
    display: none;
}

@media (max-width: 768px) {
    .idb-mobile-consult-wrap {
        display: block;
        position: fixed;
        bottom: 0;
        left: 0;
        right: 0;
        z-index: 100;
        pointer-events: none;
    }
    .idb-mobile-consult-wrap > * {
        pointer-events: auto;
    }
    .idb-mobile-consult-bar {
        position: fixed;
        bottom: 0;
        left: 0;
        right: 0;
        padding: 8px;
        border-radius: 10px 10px 0 0;
        background: linear-gradient(135deg, var(--idb-cat-color, #1f6b52) 0%, color-mix(in srgb, var(--idb-cat-color, #1f6b52) 85%, white) 100%);
        box-shadow: 0 -4px 20px rgba(31, 107, 82, .35);
        z-index: 102;
    }
    .idb-mobile-consult-trigger {
        display: flex;
        align-items: center;
        justify-content: center;
        gap: 8px;
        width: 100%;
        padding: 14px 20px;
        font-size: 16px;
        font-weight: 700;
        color: #fff;
        background: rgba(255,255,255,.2);
        border: none;
        border-radius: 12px;
        cursor: pointer;
        transition: background .2s;
    }
    .idb-mobile-consult-trigger:hover {
        background: rgba(255,255,255,.3);
    }
    .idb-mobile-consult-trigger i {
        font-size: 18px;
    }
    .idb-mobile-consult-drawer {
        position: fixed;
        bottom: 0;
        left: 0;
        right: 0;
        max-height: 85vh;
        background: var(--idb-bg);
        border-radius: 16px 16px 0 0;
        box-shadow: 0 -8px 32px rgba(0,0,0,.15);
        z-index: 101;
        transform: translateY(100%);
        transition: transform .3s ease-out;
        overflow: hidden;
        display: flex;
        flex-direction: column;
    }
    .idb-mobile-consult-wrap.is-open .idb-mobile-consult-drawer {
        transform: translateY(0);
    }
    .idb-mobile-consult-close {
        width: 40px;
        height: 40px;
        flex-shrink: 0;
        display: flex;
        align-items: center;
        justify-content: center;
        font-size: 20px;
        color: var(--idb-text-muted);
        background: none;
        border: none;
        border-radius: 8px;
        cursor: pointer;
        transition: color .2s, background .2s;
    }
    .idb-mobile-consult-close:hover {
        color: var(--idb-text);
        background: var(--idb-border);
    }
    .idb-mobile-consult-drawer-body {
        flex: 1;
        overflow-y: auto;
        -webkit-overflow-scrolling: touch;
        padding: 10px;
    }
    .idb-mobile-consult-drawer-body .idb-consult-form-card,
    .idb-mobile-consult-drawer-body .rmg-form-card {
        width: 100%;
        max-width: none;
        margin: 0;
        padding: 25px;
    }
    .idb-consult-drawer-title-row {
        display: flex;
        align-items: center;
        justify-content: space-between;
        gap: 12px;
        margin-bottom: 8px;
    }
    .idb-consult-drawer-title-row h2,
    .idb-consult-drawer-title-row h3 {
        flex: 1;
        margin: 0;
        min-width: 0;
    }
    .idb-mobile-consult-backdrop {
        position: fixed;
        inset: 0;
        background: rgba(15, 23, 42, .4);
        z-index: 99;
        opacity: 0;
        visibility: hidden;
        transition: opacity .2s, visibility .2s;
    }
    .idb-mobile-consult-wrap.is-open .idb-mobile-consult-backdrop {
        opacity: 1;
        visibility: visible;
    }
}